I’m Money Buddy.
If you are a salaried person with kids, a house to run, and a job that already takes most of your day, then I wrote this for you. Not for traders. Not for people who inherited a head start.
I am a father of two and an IT professional. I started investing 17 years ago as a fresh graduate from a normal college. No generational wealth. No famous campus on the CV, so the first job was not a fat salary either. It was decent enough for a ₹2,000 SIP. That was the whole beginning.
I stepped that SIP up every year. I did not wait for a “better time” or a bigger paycheck to feel ready.
Salary came in. Three days later the money left the savings account. House responsibilities never got lighter when you have a family. So the investing had to become automatic or it would not happen.
Seventeen years later, those ordinary SIPs built a corpus that changed my options.
People still ask why I don’t own the home I live in, why there is no big SUV, why there is no foreign trip every year, why I am not in a bar every weekend. I am buying something they can’t see on Instagram. I want my children to get a father with less money-stress, and I want to leave them zero debt — not a lifestyle I funded by looking rich.
I am not a SEBI-registered advisor. I will not tell you a stock to buy. I will tell you what actually worked for a common man with a normal degree and a full house: start small, raise it when income rises, keep emergency money boring, take health and term cover before you try to be clever, and don’t interrupt compounding because a year felt slow.
If I could do it from ₹2,000 a month, you can start from where you are.
This site will stay practical.
Meanwhile I am on X as @MoneyBuddy_.